New House?!

James just talked to a loan officer(?) about getting a loan for a house! We have to have our credit checked and have some forms filled out before Oct 1st; then we would qualify for the $8,000 from the government. We would also get $5,000 for buying our first home through this bank. Can we say down payment!! Now I don't know all about what goes on to buy a house; but I'm still pretty excited!! Especially since we recently found one online we fell in love with!! Wish us luck that all goes well!!